Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

Tell Me More About This Loan

Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

Tell Me More About This Loan

Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

Tell Me More About This Loan

Our Happy Customers

Reviewed for Parker Williams on Dec-22-2025
“I was informed of every step. Everything was explained in detail. All of my questions were thoroughly answered. The process was smooth and seamless.”

Tiffany Michelle

Reviewed for Scott Brooks on Dec-22-2025
“As an 87 year old woman, I needed lots of guidance, information and patience. Scott Brooks more than satisfied all these needs and helped me to feel confident in all my decisions. Thank you Scott.”

Gabrielle

Reviewed for Mark Crocetto on Dec-22-2025
“My experience was smooth overall, and I appreciate the communication during the process. I had a positive experience and appreciate the support throughout the process. Thanks to Mark!”

Samuel J

Reviewed for Wendy Monaco on Dec-22-2025
“I had an excellent experience working with Wendy at Allied Mortgage.As a first-time homebuyer going through Penn Medicine’s first time buyer program. I truly did not know what to expect from the process. Wendy made everything smooth and manageable from start to finish. She communicated clearly, efficiently, and always responded in a timely manner, which made a huge difference during the process. I am very grateful for her professionalism, knowledge, and support, and I highly recommend Wendy to any buyer.”

Yanique

Reviewed for Maria Laffredo on Dec-22-2025
“I was notified of everything every step of the way.”

Alison

Reviewed for Sumit Rajpal on Dec-22-2025
“"Our experience with Submit Rajpal at Allied Mortgage was exceptional from start to finish. Buying a home can be incredibly overwhelming, but the team made it feel seamless. They were proactive with updates, answered every question we had (no matter how small), and ensured we closed right on schedule. Their transparency and professionalism gave us total peace of mind. Highly recommend!"”

Satwinder Kaur

Reviewed for Sumit Rajpal on Dec-22-2025
“The valuable guidance from Sumit and team has made our mortgage process so smooth and hassle free. Thank you Sumit and Team :)”

Mandeep Singh

Reviewed for Kevin Zenstein Allied Mortgage Group NMLS #105738 on Dec-21-2025
“”

Angela Edwards

Reviewed for Kevin Zenstein on Dec-21-2025
“Working with Kevin and Melissa was a great experience.”

Angela

Reviewed for Janet Angelo on Dec-20-2025
“Janet is amazing !!! Hands down the best person you could possibly ever work with. Professional, knowledgeable, and the best at what she does. Goes above and beyond to get the job done. Thank you for everything.”

Donna C